Messages of Faith: Our debt to those who live before us Al Sandalow contributing columnist.The definition of ATDS under the TCPA has been the subject of much debate. In short, debt collectors may not send text messages to consumers using an ATDS without prior express consent. Importantly, for purposes of this article, is the uniform understanding that a text message is a “call” within the meaning of the TCPA.More Debt, Less Growth Authored by Daniel Lacalle, I remember that in 2009 three messages were constantly repeated: “In this crisis measures are different, because governments are investing in the recovery by increasing public spending,” “the funds from stimulus plans will strengthen the recovery “and “central banks help a stronger….